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Account activation in mobile app

I'm designing iphone app which have to allow users to pay for a bills. To use this app user should register and activate account via e-mail. And here is a problem, which model I have to choose for first use.of this app?

  1. user register & autologin -> user can navigate in app but can't do any changes/inputs, can't pay or save data. If user want to start using this app in full mode he/she must activate an account via e-mail.
  2. user register, activate & autologin -> user can use app in full mode. Difference is that activate account will be a one more step in the registration process.

What do you think? Maybe someone already do any research about that? thx