You could split them into Categories with the use of [Chips][1] just like Google Play Store does.

Take a look at the screenshot below.

[![categories][2]][2]

How this helps is, that it removes any element of horizontal swiping. Since your question consists of Tabs, it is possible the user is confused to swipe between tabs which are swipe-able and bottom navigation which is not.

Another illusion it creates is space. With chips, you might be taking the same space the tabs would take, but due to the amount of whitespace and distance from the Toolbar, it looks much better than Tabs + Bottom Navigation.

This solution can also have you go a little creative with feature images for speed dials, etc.

**P.S. Settings shouldn't be in Bottom Navigation. Use the Overflow menu.**


  [1]: https://material.google.com/components/chips.html
  [2]: http://i.stack.imgur.com/Qi1C4.jpg