You're raising an interesting point, but there may be more going on than a lack of familiarity with using the web. How did you observe the huge chunk of users in India interacting with links and what they do and don't understand? The specific content and layout of the page also may have some effect, and then it's possible that users do understand that there are links but don't want to follow them. To really get to the bottom of this you should run some usability testing, or at the very least interview some users.
"Click here" links are a fairly straight-forward call to action, but the usability issue with them is not so much that the wording is mouse-centric and the lack of a descriptive target, but it's often a sign that a link may not be the most appropriate control in the context. Sometimes a button may be more appropriate, depending on what you're asking the user to do.
Then there's the whole phenomenon of articles using way too many links or an abundance of short and meaningless, or even worse, automated links that are mainly used in a misguided effort to optimize a site for SEO rather than the actual user. Inline hyperlinks are effective, but users are sensitive and don't want to be taken away while in the middle of a sentence, and even experienced internet users can develop something like hyperlink fatigue if they're used too frequently and senselessly. Sometimes, footnotes are the better choice for long articles. Hence, if you use a "Click here to find out more" link after a paragraph you can get a better response than if you embed the link inline in the middle of a sentence.
If the only difference is the wording, then I would always opt for descriptive links over "Click Here" links.