I can only comment on the "amount withdrawn" suggestion.
The available denominations for bank notes are dependent on the cash left in the ATM machine. The particular "configuration" of denominations per machine depends on the profile of people that use the machine (in the neighbourhood where it is installed), the time of the month, and the time since the last refill from the bank.
I have a friend who worked at the ATM division of one of the largest banks in our country. He said that they had a big problem with running out of small denomination bills very quickly, as most people tend to withdraw small amounts. They had to basically ensure somehow that the denominations are evenly withdrawn over time. Ideally you would like to maintain a spread of denominations until the next refill, and not have an ATM that can only dispense $100 bills for example. To do this, they had to tweak the available options for quick withdrawal (the options on screen), while still allowing the user to enter their own amount (denominations permitting). So this was customization on a macro level I guess.
The other problem with denominations is that they have varying life-spans. For the US, I found this summary from the Federal Reserve:
- $1 - 5.9 years
- $5 - 4.9 years
- $10 - 4.2 years
- $20 - 7.7 years
- $50 - 3.7 years
- $100 - 15.0 years
I know that this might seem irrelevant, but it is in the best interest of the banks to ensure that they don't over or under supply particular notes, as this may have a knock-on effect on the overuse (wear due to exchanging hands) of particular notes. I am not sure if it would be feasible to maintain a customized "default" withdrawal amount per customer (based on their unique withdrawal history), considering the practicalities of keeping an ATM's cash supply fully stocked.
I live in a developing country. Here, ATMs are frequently targeted by bombings, and the supply trucks are heavily guarded, with the supply times and routes changed every time to avoid so-called cash-in-transit heists (a very deadly problem). I found the logistics involved in supplying ATMs with cash fascinating, considering I always took it for granted.
I don't personally care for a personalized ATM screen, but it may be because I have memorized exactly which buttons to press in which sequence to withdraw money in the shortest amount of time (partly for security reasons, but also to save time). I have developed the habit to always withdraw the same amount of money to make this easier. My muscle memory ignores all the superfluous options, except if the ATM has run out of the denominations that make up my preferred option.