Something I've always wondered about is what effect would bad stock photography have on the user for sensitive subjects. I'm talking cheap, literal and cliche. I personally find this type of thing quite patronizing. Here's an example -

This form is to sign up for emergency financial assistance (UK). The user has to select a circumstance. My concern as a designer using ones like the domestic violence one and the fire one might upset the user, and effect the performance of the user with the up coming forms.
The "I need to move home because my relationship with a partner...." one looks like it's just making fun of the subject because the photo is so awful.
What are your thoughts on using stock photography for sensitive subject matters? Do you think the user will react negatively?